Do You Qualify?

Allow us to help you to improve your financial situation!

 Get in touch with us via email at apps@affordableloans4all.co.za

Criteria

ELIGIBILITY

CUSTOMERS WHO APPLY FOR EITHER A PERSONAL LOAN, MICRO LOAN OR CONSOLIDATION LOAN MUST:

Be permanently employed for at least 3 months

Be self employed for at least 6 months

Be paid MONTHLY

Be between the ages of 18 and 65

Have a valid South African ID

Be a permanent resident

Have a bank account into which salaries are being deposited via EFT only.

THE AMOUNT YOU QUALIFY FOR

The minimum amount is R500 with a maximum amount of up to R250000. Individuals can apply for personal Loans of up to a maximum of R250000 and up to R15000 for Micro Loans. Customers affordability and income will determine the amount they qualify for.

Re-payment period:

The minimum re-payment term is 1 month and maximum term is 60 months.

IF YOU HAVE BEEN APPROVED FOR A LOAN

We will need:

1. A clear copy of your valid South African ID.

2. One month’s most recent pay slip.

3. Three full months bank statements of account holder into which monthly salaries are being deposited via EFT. The statements MUST be bank stamped.

4. Self employed must submit 6 full months bank statements and also provide a letter of monthly income from their accountant.

ADDITIONAL INFORMATION

Pensioners DO NOT qualify Customers who are under administration or debt counselling WILL NOT qualify Customers who are sequestrated WILL NOT qualify Customers who are Self Employed MAY apply Customers who are employed on a contract basis WILL NOT qualify, UNLESS your contract extends to a MINIMUM OF 2 MONTHS past the last repayment date i.e. if your repayments are over 6 months, your contract must be valid for a minimum of 8 months upon application

Debt counselling is a formal and closely managed debt solution which was introduced by the National Credit Act in 2007.

IMPORTANT

-ALL the required fields (*) when applying on-line MUST be completed..

-ALL copies of required documents MUST be clear and legible.

-ALL application forms MUST be completed online and accurately, ex Gross Salary must be completed in full ex 10000 and not 10”.

-Any missing information or the absence of all the required documents will lead to DELAYS or even the DECLINE of the application

How much do you need?

You could get up to R150 000!*

Let us aim to make your loan process as painless and effortless as possible

Based on scoring and profile you might be approved for a consolidation-, micro- or personal loans.
Affordable Loans 4 All is a dedicated loan facilitator company who brings you the following financial services:
Consolidation, Micro or Personal Loans
Debt Counseling
Legal Solutions

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